All of these states have similar credit scores over 685 and decent-sized incomes, with Minnesotans in the lead with a score of 722 and a median income of $63,217. There’s another pocket of rich states in the Northeast, the richest being Massachusetts at 706 and $70,954.
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· SEE ALSO: 50 Best Places to Retire in All 50 States States are listed alphabetically. Details on tax data sources and our ranking methodology can be found at the end of this story.
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Best States didn’t rank Washington, D.C., or U.S. territories such as puerto rico. data for Washington, D.C., were included for national averages. For more answers to frequently asked questions, please see the FAQ . You can see all the raw data behind the Best States rankings on the Data Explorer.
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The average credit score across the entire United States was 675 in 2017, according to Experian’s 2017 State of Credit Study. The data is based on the VantageScore 3.0 , which generates credit scores on a range from 300 to 850.
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Massachusetts ranks as the best state in the U.S. It has the No. 1 education system and ranks near the top for healthcare, economy and crime & corrections. New Hampshire ranks second among the U.S. states. It ranks first for opportunity and has the least poverty, and nears the top for education and healthcare.
States with the best credit scores. Today, it’s between 700 and 710, according to John Ulzheimer, president of consumer education at SmartCredit.com, a credit-monitoring website. In an interview with CNBC.com, he said that reduction of credit-card debt is the main factor behind increased credit scores. "There’s no doubt," he said.
Credit reporting company Experian compiles averages credit scores for states from a sample of three million credit profiles, with scores range on a scale of 330 to 830. Minnesota’s average score.
Someone has to bring up the rear and for this metric, that someone is the state of Georgia, with an average credit score of 642. At first glance, the aspect that pops out the most is that the top four states are all bundled in the upper Midwest while 5 of the 6 lowest are basically neighbors in the south.
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